RHCas are not designed to replace private health insurance. For example, they do not cover things like care in private hospitals, ambulance services or extra services such as dentistry, physio and optical purchasing. A full list of exclusions is available on the Australian government website. The agreements do not cover the cost of repatriation to the UK (repatriation) or routine monitoring of existing conditions. Many hospitals in Montenegro do not accept the European Health Insurance Card (EHIC) to prove that you are entitled to free emergency care. If you are travelling from one of the countries mentioned above, you must register with Medicare before you can receive subsidized health services. For more information on Medicare participation and, if so, how to register, visit the Department of Human Services website. Mutual health agreements (CORs) have given citizens of certain countries the right to obtain, during a visit to Australia, certain subsidized health services for basic medical treatment. Illnesses and accidents can occur at any time and medical costs in Australia can be very high. Health insurance can help you protect yourself from some of these costs.
Australia has a mutual health agreement with the UK, which means that UK residents are able to get some health services free of charge while visiting Australia. It is also important to note that even if you are covered by an RHCA, you may need to maintain health insurance to meet your visa requirements. To see if you qualify for Medicare, visit www.medicareaustralia.gov.au note: Reciprocal health agreements with the following countries were denounced in 2016: Australia has mutual health care agreements with New Zealand, the United Kingdom, the Netherlands, Sweden, Finland, Italy, Norway, Malta, Belgium, Slovenia and Ireland. Each mutual agreement is different and varies in terms of both benefits and eligibility duration. The agreements do not apply to all health services. Some services that are not covered by the agreements are: – treatment that is not immediately necessary, ambulance care, dental care, para medical services, medical evacuation in your home country, burials, treatment and accommodation in private hospitals or as private patients in a public hospital, electoral treatment, pre-ordered treatment before arrival in Australia. This is why it is strongly recommended that all visitors from the countries of mutual insurance take out adequate medical insurance.